A quick loan may be your best option if you need cash right away. Because the application process is so simple and the money is deposited directly into your bank account, instant loans are a popular choice. However, you must repay the loan within a short period of time, so avoid borrowing a large sum and finding it difficult to do so. Make sure you know what the terms of a quick loan are before you sign on the dotted line. For unforeseen expenses, online personal loans with instant approval are ideal.